Rates and limits


The first card for a co-operative shareholder is always free, this applies to both the physical and the virtual card.

The Start card and the Virtual card do carry a price.

In order to make the most of your GoodPay card, we advise you to carry out your identification procedure immediately. In addition to giving you access to wider limits, this step will allow you to avoid unnecessary costs associated with a card that has not been identified (Start Card).

NewB Card

Start Card (1)

Validity

5 year

5 year

Purchase price first card coöperant (Virtual or physical card).

€ 0

€ 0

Additional card request for same user

€10

N/A

Replacement (when lost or stolen)

€ 10

€ 10

Second card for other person: Co-operant (when this person has no card yet with NewB)

€ 0

N/A

Second card for other person: Non Co-operant

€ 10

N/A

Re-issuance of card at expiry date

€ 0

€ 0

Card Upgrade (from Start Card to NewB card)

€ 0

€ 0

Migration from virtual to physical card

€ 10

€ 10

Management Costs
Activation cost

€ 0

€ 0

Monthly cost (from 4th month – first 3 months free)

€ 0 (3)

€ 1

Cost of non-active card (= no payment with the GoodPay card during the month)

€ 1

€ 0

Yearly cost (2end year)

€ 0

€ 0

PIN code reveal (digital)

€ 1,50

€ 1,50

Close NewB Card Account (4)

€ 0

€ 0

Cost processing Chargeback

€ 15 (2)

€ 15 (2)

Transaction Cost
Online payments

€ 0

€ 0

Payments in shops

€ 0

€ 0

Currency Exchange (uplift)

2,15 %

2,15 %

Costs on ATM transactions
ATM in SEPA-zone

€ 3

€ 3

ATM outside SEPA-zone

€ 3.00

N/A

Refused ATM transaction

€ 0.20

€ 0,20

Currency exchange uplift

2.15%

2,15%

Reimbursement (Unload of card) via SEPA or Non- euro bank transfer

NA

NA

LOAD Costs
Via SEPA bank transfer

Free

Free

Via international (non-euro) bank transfer

Free

Free

Via Bancontact, Maestro on value

2 %

2 %

Via Card to Card (adults) per transaction

€ 0.01

€0.01

Via Card to Card (minors)

Free

Free

LIMITS (per user, op all cards together)
Min. Initial loading at registration

€25

€25

Minimal load amount

€25

€25

Max. card balance

€ 10.000

€ 250

Max load amount per load and/ or per day

€ 4.000

€ 250

Max load amount per month

N/A

€250

Max. load amount per year (in the past 365 days).

€ 50.000

€ 2.500

Max. transaction amount (per transaction and per day)

€ 5.000

€ 250

Max. number of loads per day (24 hours)

3

3

Max. number of transactions (online + offline) per day

30

30

Max. number ATM transactions per day

3

3

Max. ATM amount per day

€ 600

€ 100

Max. ATM amount until the card expiry date

N/A

€ 100

Important: Costs will only be charged via your NewB Card. You will never receive an invitation to pay an invoice of MasterCard, Prepaid Financial Services LTD or NewB for costs related to the NewB Card.

  1. Transactions (in-store, online and ATM) with a Start Card are only allowed within Belgium. As long as you have not completed your identification procedure, your GoodPay card remains at the Start Card level.
  2. Charges for the processing of a chargeback will only be applied when your request for reimbursement was declined.
  3. No management costs are charged if the card is regularly used. Regularly uses means, used at least 1 time per month for purchases (POS or e-commerce).
  4. Closure of the card means that the card will be de-activated and the balance of your account less the closing costs will be reimbursed on a by the customer indicated account.